Small Businesses Misunderstand Health Care Mandate

Survey: Small businesses misunderstand health care mandate 

A new survey shows that many small businesses misunderstand the employer mandate of the Affordable Care Act, which affects only businesses with the equivalent of at least 50 full-time workers. More than half of the 259 survey respondents -- all of whom do not meet the mandate threshold -- mistakenly thought they would be subject to the mandate. Read More On Bloomberg Businessweek | Read More At Entrepreneur online

The mandate is just the beginning of what is ahead for small businesses. Just one repercussion is every business will have to pay $63 per year for each employee and employee dependent on their company health care plan for each of the next three years. This is to pay for preexisting conditions that are now mandated to be covered under the law. 

The question remains how could these businesses not know how this law will effect them. One reason is many small business owners could not be bothered to belong to a credible Business Association within their field that would have provided them with National Regulatory and Legislative info important to them and their businesses. That is really the only viable explanation how these business owners could possibly be unaware of what Obamacare would mean to them and their businesses. 

They chose not to belong to save a few bucks on Association Dues, or perhaps because they believe they don't have the time or they believe that they do not need to belong to a National Association and prefer to belong to their local social club. They are full of Excuses, we have heard them all but now, they will pay for their isolation. Unlike Business Associations, Government laws and regulations offer NO Return on Investment. 

In addition to offering Association Group Healthcare for Electrical Contractors, The only Electrical Contractors Association in New Jersey offering State and National Regulatory and Legislative Affairs exclusively for Merit Shop Electrical Contractors is New Jersey IEC. 

New Jersey IEC has retained a Lobbyist in New Jersey and is represented by IEC's Vice President of Government Affairs on Staff at the IEC National Office in Alexandria Virginia. 

NJECPAC has partnered with New Jersey IEC to provide the most important of the myriad of Regulations and Legislative mandates effecting Electrical Contractors to NJECPAC member Organizations. 

Find more information on New Jersey IEC and Association Group Health Benefits for Electrical Contractors Here

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Top 10 Most Expensive Obamacare Taxes and Fees

Now that tax day has passed and we will be working for months to come to pay this years taxes, we are reminded of how big the federal government has become and how Obamacare is on track to makes things a lot worse.

The President’s health law will be partially paid for by tax increases and the creation of new taxes. When the law was passed, the Joint Committee on Taxation estimated that its tax hikes would total $502 billion over the next 10 years. 

However, most of the new, higher taxes were intentionally designed to kick in later in the decade producing an deliberate false cost number. When the full law is implemented, taxpayers will be paying far more than the either knowingly or ignorantly false estimated.

A new study by the Joint Economic Committee (JEC) has revealed that Obamacare will impose higher taxes totaling $4 trillion (That's $4,000,000,000,000) between now and 2035, with the most substantial hits falling on the shoulders of working Americans. That works out to more than $1.7 trillion over a decade, more than triple the original 10-year score.

The following are only 10 of Obamacare’s 18 tax increases. Hospital Insurance Tax - Mandate Penalties - Health Insurance Provider Fee - “Cadillac” Tax - Prescription Drug Fees - Ethanol Tax - Medical Device Tax - Business Regulation Costs - Reducing Medical Deductions - FSA Limits. The economic damage from these tax hikes is one of many reasons to repeal Obamacare and pass legislation that would sensibly reform the health care system. Read More

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CBO: Obamacare will Cost 800,000 Jobs

Whatever happened to those 400,000 jobs Pelosi promised 'almost immediately' after ObamaCare passed? Pelosi in Her Own Words

H.R 3590, The Patients Affordability and Care Act more commonly known as ObamaCare was signed into law March 23, 2010. Nancy Pelosi promised that 400,000 jobs would be created "almost immediately" once ObamaCare was signed into law

Now the often quoted Congressional Budget Office (CBO) has admitted in testimony before a bipartisan Congressional Committee that ObamaCare will cost 800,000 jobs. Surprise Surprise !!!! Read More   

Watch Short Video Testimony Here

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3 Ways Obamacare Will Adversely Affect Consumers in 2011

Repeal of ObamaCare can't come soon enough, as several damaging provisions are set to take effect this year. For starters, it has effectively stopped the construction of physician-owned hospitals (Such as Surgical Centers) throughout the country.

Construction halted at 45 hospitals as the New Year arrived. Work on countless others will never start, having been effectively banned by ObamaCare. This will limit competition in the health-care marketplace, driving up costs for patients and contribute to the loss of thousands of construction jobs.

Public discontent with ObamaCare continues to grow as its provisions begin to take effect this year. The House has successfully taken the first step to by voting to repeal the law.

Now, for purely political reasons Harry Reid is refusing to post the repeal legislation for a vote in the Senate. Not only is Reid concerned that it may pass, he does not want to expose the many Senate democrats that will be up for re-election to have to go on record in front of the American People by voting against repealing the law, which would be in direct conflict with the will of the majority of Americans.

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Half of All States Now Suing to Stop Obamacare

If it is allowed to be implemented, Obamacare will eventually do deep and Irreparable Harm To Our Nation’s Budget Deficit. But while Obamacare is more of a long-term threat to fiscal health at the federal level, it is a  clear and present danger to the states. Of the 34 million Americans who gain health insurance through Obamacare, over half (18 million) will receive it through Medicaid.

While the federal government will pay for a portion of the liabilities it doesnt pay for it all and it will not pay for any of the States administrative costs for adding 18 Million Americans to their welfare rolls. That amounts to Billions in unfunded federal mandates for states to absorb.

33 Republican governors have signed a Letter to the White House and Congress making an emphatic appeal that the laws Medicaid provisions be repealed. It is also why the newly elected governors of Ohio, Oklahoma, Maine, and Wisconsin have all decided to sue the Obama administration in hopes of stopping Obamacare. Specifically, Gov. Mary Fallin of Oklahoma Has Announced that the State will pursue its own case against the law, while Ohio Gov. John Kasich and Wisconsin Governor Scott Walker will add their states to Florida’s multi-state suit.

Additionally, Maine's new Attorney General William Schneider Announced Maine would also join the the Florida litigation. That brings the number of states on the Florida suit to 23 and the total number of states suing to stop Obamacare (which includes Virginia and Oklahoma) to 25.

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House Votes 245-189 To Repeal H.R.3590 Health Care Law

Taking their first major step toward fullfilling the publics 2010 election mandate to roll back the Massive Health Care Law the House voted 245-189 To Repeal H.R.3590. The law dominated the American political landscape for almost two years that resulted in a firestorm at the ballot box in the midterm election. Read More

The House has scheduled another vote for Thursday on a resolution instructing House committees to start working on an alternative health-care overhaul package which may include Federal Association Health Plans

Harry Reid has already said he will not even allow a vote on the bill in the still Democrat controlled Senate. Even if by some chance significant health-care repeal legislation passed both chambers of Congress, Obama wouldn't hesitate to use his veto pen, which would be at his own political peril. Read More

NJECPAC opposed H.R.3590 from the day it was introduced. We knew before the bill was passed that it could only increase Health Care costs. Despite the White House and the Senate and House Democrats claims that the bill would reduce health care costs our insight has been proved to be correct. Despite the overwhelming opposition of the American people, the then Democrat controlled House & Senate flawed belief that the bill would lower costs led to the bills passage. 

  

The country is now starting to see the proof of the insight that our PAC Board of Governors and many others had when taking a position against the bill.  Across the country. Small Businesses including Electrical Contractors are seeing 19% to 48% increases in their health care premiums, which is a direct result of H.R.3590 - Patient Protection and Affordable Care Act.  

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Support Full Repeal of the Obama Health Care Law NOW!!!

On Wednesday, the House will vote on legislation that would fully repeal the detrimental health care law that was put into effect last March under the Obama Administration’s direction. Speaker Boehner is committed to passing full repeal of this bill.

The overhaul of our health care system under President Obama’s health care plan will drive up the national debt and has already led to increased health care premiums for many Americans.  Furthermore, this big government entitlement jeopardizes the health coverage Americans already have and cripples the ability of small businesses to compete.  Our economy is continuing to struggle, and the construction industry is facing the greatest challenges of almost any sector, with unemployment in our industry at a staggering 20.7%.

Write your member of Congress today and tell them to support immediate repeal of the new health care law, the Patient Protection and Affordable Care Act, today!
Please send this This Link to friends, family and co-workers that would share the same position.  TAKE ACTION NOW at ABC Votes

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UNCONSTITUTIONAL !!!

Obama suffered a major blow when, a federal judge in Virginia ruled Monday that a key provision of H.R 3590, the new national health care reform law is unconstitutional.

U.S. District Court Judge Henry Hudson said that forcing individuals to purchase health insurance was in violation of the Constitution's "commerce clause," The Washington Post reported.

The courts cannot enforce the law's requirement that Americans be fined if they don't have health insurance by 2014, the judge said in a 42-page opinion.

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Congressman, Doctor Agree - ObamaCare Must Go

Mississippi Congressman Alan Nunnelee (R) believes the first thing Congress must do when the new Congressional session begins is get control of spending. He also hopes the Republican-led House will pass a bill in the first week to repeal ObamaCare. "This is a piece of legislation that The Wall Street Journal has said is 'the worst piece of...legislation ever.' In 225 years of American history, to label it as 'the worst piece of legislation ever,' says a lot," Nunnelee said.

The lawmaker said he knows pundits will ask whether the Democratic-led Senate will approve repeal, and they will also wonder whether President Obama would sign it into law. However, the Mississippi congressman does not think that is a reason for inaction.

He believes "the Republican-led House ought to go on record early, I think as early as the first week, and say, 'We want to repeal every bit of ObamaCare.'"

After repeal, Nunnelee says the House could then begin discussing real reform that puts the patient in charge. Read More

Meanwhile, a New York doctor has come up with what he calls the "conservative way forward" on health care. Dr. Richard Amerling, a practicing nephrologist and a member of the Association of American Physicians and Surgeons (AAPS), wrote a report this week in which he argues against revising ObamaCare, opting instead for a complete repeal.

"ObamaCare is so massive and complex that to try to pick through it to find something good in it is just not worthwhile, and there's a real risk of leaving behind awful stuff," he suggests.

So Amerling says Congress should consider "common sense, free market" proposals that include transferring to employees the tax breaks employers get for buying health plans. In addition, he argues that people should be allowed to buy coverage from outside of their state to ensure that they get the plan they want at the price they want. Read More

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Senate Again Blocks Repeal Of 1099 Tax-Filing Requirement

Filing Requirement Will Be Paperwork Nightmare For Businesses

The Senate last night failed to repeal the 1099 provision buried deep in the health care law H.R.3590. Both Democrats and Republicans agreed it needed to be repealed to prevent businesses from being saddled with undue tax paperwork.

Caught in a dispute over how to eliminate the provision, the Senate twice was unable to reach an agreed-upon threshold of 67 votes to eliminate it. A Democratic plan to overturn it attracted only 44 votes in support with 53 against; a Republican plan that would have paid for the repeal by cutting other expenditures failed by a vote of 61 to 35.

Under the provision, businesses that spend a cumulative $600 or more with a vendor annually, supplier or contractor would have to file a 1099 form with the IRS identifying the recipient of the money. Many Democrats who supported the filing requirement now acknowledge that it would create a paperwork nightmare. Both parties now say that the provision would put a burden on companies and would require an expansion of the IRS to track the added paperwork.

The provision survived because of the complex politics of the Senate. Some lawmakers were reluctant to back repeal on Monday since the rule change would have been added to a popular food-safety law that is nearing approval, potentially jeopardizing its passage.

Senator Mike Johanns, Republican of Nebraska, said his proposal lifted the provision, without adding to the deficit  “If we can’t solve this problem and pay for it, how do we ever solve the multitrillion-dollar deficit that this country is facing?”

Republicans said the fight over the 1099 requirement was just the first to come in their efforts to unravel the health law. “We are going to do it a little bit at a time until we can repeal the whole thing and start all over,” said Senator Kay Bailey Hutchison, Republican of Texas, in urging repeal of the provision. 

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Senator Pushes For The Repeal Of The Health Reform's 1099 Rule This Year

Senator Mike Johanns (R-NE)

Senator Johanns Looks To Repeal Of 1099 Filing Requirement In Lame Duck Session

An amendment to the food-safety bill introduced by Sen. Mike Johanns, R-Neb., would repeal a provision in the health care reform law requiring businesses to report to the Internal Revenue Service any purchases from a single company totaling $600 or more annually.

The vote, scheduled for Monday November 29th, would repeal a change in tax reporting requirements hidden within the health care law. Even Obama has conceded that the provision is onerous on small businesses and warrants adjustment.

“I think the momentum is there,” Johanns said. “I don’t think anyone is trying to defend why this [provision] needs to be there.” Read More

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Higher Paid Workers Begin To Bear Higher Health Insurance Costs

More employers are requiring higher-paid employees to make greater premium contributions toward their health care plans therby tying employee contribution to wages.

With health care costs increasing more and more, an increasing number of employers are adopting a system to pass on the bulk of those costs to workers in higher salary brackets and offering some relief to workers who make less money.

Employees continue to see what they pay toward health care go up as companies ask them to contribute more to premiums and deductibles. But now, as people enroll in health plans for the coming year, the sticker shock is more jolting than ever because so many companies are passing on to their workers most, if not all, of the higher costs.

A worker’s share of a family policy is approaching $4,000 a year on average, and is most certainly going to keep rising through the next few years. For lower-salaried workers, those costs have only compounded their struggle in a brutal economy.
Read More From The NY Times

So Much For Obama Care Reducing Costs !!!!