Insurers Warn of Obamacare-Induced Sticker Shock

Health Actuaries: Obamacare Rates Expected To Soar

Few aspects of the Affordable Care Act are more critical to its success than affordability, but in recent weeks experts have predicted costs for some health plans could soar next year.

Health law supporters are pushing back noting close ties between the actuaries making the forecasts and an insurance industry that has been complaining about taxes and other factors it says will lead to rate shock for consumers. The laws supporters ignore one elementary and simple fact. When costs rise for insurers those costs are passed along to consumers in the form of higher premiums. Read More

There is some good news for Electrical Contractors and some Businesses

Electrical Contractors and Businesses that are partnered with them have an opportunity for significant savings on their health care benefits. NJECPAC Partner Association New Jersey IEC has joined Association Master Trust (AMT). AMT is an unique not for profit multi-Association Health Benefits Plan offering a multitude of Medical and Dental plans at group rates. 

Even one person Companies that would not otherwise qualify for group rates under NJ Law are eligible for Group Rates on their Health Insurance through AMT. AMT utilizes the Blue Cross Provider Network and includes 'Blue Card' which includes the Blue Cross World Wide Network of Service Providers. 

AMT for Electrical Contractors is available exclusively through New Jersey IEC. Participants in AMT have seen Group plan savings in the hundreds and even thousands of dollars.  

For more information visit www.NJ-IEC.org or contact New Jersey Independent Electrical Contractors by phone at (973) 467-0027, fax: (973) 467-4066, email: executivedirector@nj-iec.org

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Supreme Court Now Poised To Rule On Constitutionality Of The Affordable Care Act

Justices' questions suggest skepticism about health care law


The questions asked by U.S. Supreme Court justices Tuesday during arguments on the constitutionality of the 2010 health care law suggest that a majority on the court may have serious doubts about whether the law can be upheld. Yesterday, justices will considered whether parts of the law can remain in place if the court strikes down the requirement that individuals carry health insurance.


Realistically, In the case before them it is not the job of the Supreme court to decide or even take into account the sustainability of the rest of the Law. The case before them is the Constitutionality of the Mandate to purchase Health Insurance or be penalized. What happens to the law if they decide the Mandate is Unconstitutional is not their role in the case.

Justices on the asked highly nuanced questions over the three straight days of oral arguments. It seemed that some are torn on whether it would be more of a break from past cases to strike down the so-called individual mandate to obtain insurance or to uphold it. What past cases have to do with if a law is constitutional or not is beyond me.

They were aggressive in their questioning of both sides, and fired off hard-hitting questions about the limits of the federal government's power and whether it could even extend to requiring eating broccoli and buying gym memberships or cars, and rightfully so.

The main stream media defined Conservative Justices took aim at the insurance mandate, while the so called liberal justices supported it. Which is to be expected. 

We question the Medias defining a Supreme Court Justice as Conservative or Liberal, They are there to rule on the law and constitutionality of various issues. It is not their role to impose their assumed political ideology 

A ruling on the law is expected in late June. Read More

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